Financial Resources

Covering the Cost of Treatment

At the Cancer Center for Healing, we realize that not everyone has the financial means for a long-term treatment plan. We also know that insurance companies generally don’t cover healthcare costs for integrative treatments received from non-participating medical providers. We want you to know that there is plenty of financial help for patients seeking treatment. You still have the option to choose the medicine that resonates with you.

Below is a list of financial resources that may help to fund your healing journey. If you have any questions regarding insurance coverage or financial assistance, please do not hesitate to call us.

Who is Medical Bill Gurus?

Medical Bill Gurus is a third-party medical billing company and patient advocacy service that specializes in helping patients secure insurance reimbursements for treatments received by non-participating medical providers that offer treatments requiring specialized billing and claim submission processes.

How Does The Insurance Reimbursement Process Work?

Patients will be required to pay the center upfront for all medical services. Once treatment is complete, Medical Bill Gurus helps identify the billable aspects of service and handles all billing and coding, claim submission, and follow-up to navigate claims from filling to reimbursement.

After each treatment, the clinic will provide patients with an itemized statement of services that can be submitted to Medical Bill Gurus.

Note you will still need to pay the center upfront for services. 

This 3rd party service is only to help secure a partial reimbursement for your out-of-pocket treatment costs. **Reimbursements from insurance are not guaranteed.

To qualify for insurance reimbursements, patients must have a private PPO insurance policy with qualifying out-of-network coverage provided through an employer, health sharing, or other group entity-administered insurance plan.

Unfortunately, patients with Medicare, Medicaid, or HMO insurance plans would not qualify for insurance reimbursements.

What is the Cost of Hiring Medical Bill Gurus?

Medical Bill Gurus offers its services on a contingency-only basis, with no upfront fees. Their service fee is based solely on the reimbursement the patient collects. If Medical Bill Gurus is unsuccessful in securing any reimbursement, there is no fee, and the patient has no financial obligation for services to the third-party biller.

How Do I Sign Up With Medical Bill Gurus? 

The first step is to sign up for a Free Insurance Case Evaluation with a patient advocate to review your insurance policy coverage and available benefits and determine if you qualify for insurance reimbursement.

To sign up for a free case evaluation, please call 1-800-674-7836 or email info@medicalbillgurus.com to be connected with a patient advocate.

Company Name: Medical Bill Gurus
Website Link:
 Free Insurance Reimbursement Case Evaluation
Phone Number: 1-800-674-7836
Email: info@medicalbillgurus.com

Health-Share programs

Since the Affordable Care Act, there have been a lot of changes in the healthcare industry. As a result, many Christian organizations have looked for ways to give people control of their healthcare choices again. Several non-insurance health-share companies have developed to allow members to seek their desired care. If you’re already a health-share program member, please get in touch with them to discuss your coverage options.

Health-Share programs

Since the Affordable Care Act, there have been a lot of changes in the healthcare industry. As a result, many Christian organizations have looked for ways to give people control of their healthcare choices again. Several non-insurance health-share companies have developed to allow members to seek their desired care. If you’re already a health-share program member, please get in touch with them to discuss your coverage options.

FUNDRAISING & DONATIONS

Fundraising can be an excellent option for those who cannot cover the cost of their treatment out of pocket. Family, friends, and entire communities come together to support patients.

GoFundMe

Personal crowdfunding websites like GoFundMe are great tools for raising money. Several site users successfully fund medical expenses, from cancer treatments to heart transplants. If you need help funding medical costs for yourself or someone you care about, learn more about medical fundraising here

Life Credit Company

Life Credit Company (LCC) offers financial, medical support through an innovative program that allows Cancer Center For Healing patients diagnosed with cancer to qualify for a loan against their life insurance policy.

Here’s how it works:

Through LCC’s Living Benefit program, you can receive a cash advance of up to 50 percent of your life insurance policy’s death benefit while still preserving coverage for your family. This program assists with treatment expenses such as travel, co-pays, and out-of-network prescriptions. The funds may also be used to replace the lost income and to consolidate debt.

Program features:

  • Keep your policy. Retain part of your life insurance policy for your family’s protection.
  • No loan payments. You will never be required to make loan payments of any kind.
  • No more premiums. Life Credit will pay all of your life insurance policy’s future premiums.
  • Fast Approval. Loans are typically approved three days from receipt of the application.
  • No credit checks. You will never be declined due to poor credit or lack of income.

Life Credit Company works with all life insurance policies above $75,000 (including group and term). For more information on this program, please get in touch with Life Credit at 888-274-1777 or go to LifeCreditCompany.com

American Life Fund

To begin the viatical settlement process, contact American Life Fund today at (877) 421-0148 to speak with an American Life Fund Counselor. American Life Fund will then guide you through a pre-qualification process and ask you to fill out one easy form. After you have passed the pre-qualification process, we will review your medical records and life insurance policy in more depth. If the qualification needs are met, you will be given an offer for your policy.

If accepted, a sale/purchase agreement will be put together for you to review and sign. Your life insurance carrier will be instructed to make the necessary ownership changes to the policy. After the changes to the policy are confirmed, funds will be released to you.

Any individual with a chronic or life-threatening illness and an existing life insurance policy qualifies for a viatical settlement. The policy can be term, whole life, universal, group, or joint.

To learn more, visit https://www.americanlifefund.com/

Additional Financial Resources

Covering the cost of medical bills can be a stressful process. Here at Cancer Center For Healing, we are here to help make the financial portion of your medical care stress-free. Some of our patients have utilized financing and fundraising to assist with the cost of medical care.

  • GiveForward
  • Caring Bridge
  • YouCaring
  • Post Hope
  • Life Credit Company: Use any type of life insurance policy to access funds today to pay for your medical treatment. For more information visit us at www.lifecredit.com or call (888) 274-1777
  • Med Loan Financing: For more information, call (800) 555-8122
  • Beckstrand Cancer Foundation: For local Southern Californians they offer financial assistance.
  • American Cancer Society will donate miles, free flights, and follow-up visits to patients undergoing cancer treatment. For more information, call (800)227-2345 or visit https://www.cancer.org/
  • Non-Reimbursed Medical is a tax write off % of income
  • California has a Breast and Cervical Cancer Treatment program which provides assistance to low-income women
  • California has a Cancer Legal Resource Center that could offer assistance cancerlegalresourcecenter.org
  • Every state has a Breast and Cervical Cancer early detection program for uninsured and low-income patients. State-specific info can be found at the Center for Disease Control and Prevention cdc.gov/cancer/index.htm
  • California offers a Prostate Cancer treatment program that pays for care lasting up to a year. For more information, visit the California Department of Health Care Services dhcs.ca.gov
  • Many private organizations will pay for treatment, rent, etc. For example, cancersupportcommunitybenjamincenter.org
  • Check for organizations that specialize in your cancer such as The Leukemia and Lymphoma Cancer Society lls.org
  • Cancer financial Assistant Coalition cancerfac.org
  • California and other states offer temporary disability programs to offset the loss of income edd.ca.gov/disability
  • Social Security Disability Insurance and Supplemental Security Income are available at socialsecurity.gov
  • Californians can shop for an insurance policy starting at www.coveredca.com

Life Credit Company works with all life insurance policies above $75,000 (including group and term). For more information on this program, please get in touch with Life Credit at 888-274-1777 or go to LifeCreditCompany.com.

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