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Financial Resources

Covering the Cost of Treatment

At the Cancer Center for Healing, we realize that not everyone has the financial means for a long-term treatment plan. We also know that insurance companies generally don’t cover healthcare costs for integrative treatments received from non-participating medical providers. We want you to know that there is plenty of financial help for patients seeking treatment. You still have the option to choose the medicine that resonates with you.

Below is a list of financial resources that may help to fund your healing journey. If you have any questions regarding insurance coverage or financial assistance, please do not hesitate to call us.

Insurance Billing Options

Option 1: H.N.O. Health Corporation

My name is Sharon Noland, and I serve as the CEO and  Founder of Med-One Medical Billing, a division of H.N.O. Health Corporation. We began as a family-run business more  than 30 years ago, proudly operated by dedicated family  members alongside a committed team of employees. For the first three years, we focused on providing comprehensive billing services to physicians, providers, and hospitals. 

Recognizing a growing need in the healthcare landscape, we transitioned our expertise to specialize in supporting patients who choose natural, holistic, and alternative approaches to treatment—beyond conventional medical care. This shift empowers individuals to select their preferred doctors and personalized care plans for all medical conditions, ensuring freedom of choice in pursuing wellness. 

With extensive training and formal education in the medical field and insurance processes, I bring deep knowledge to every client we serve. My professional background includes 9 years working directly with insurance companies in Southern California and Arizona, where I conducted required physical examinations for prospective policyholders, facilitated life insurance purchases through employers and private carriers, and assisted professional athletes in enhancing their coverage. 

I am certified in medical coding for both hospital and physician settings at all levels. Our team has substantial experience handling billing for specialized care, including drug and alcohol treatment centers, cancer care facilities, and other wellness-oriented providers. 

At Med-One Medical Billing, we have chosen to partner with clients like you who value integrative and natural health options. Our mission is to make these treatments more accessible and affordable by maximizing insurance coverage, helping secure reimbursement for many services. Our rates are highly competitive and transparent, designed to support you without adding financial burden. 

We understand that navigating insurance can be challenging and often stressful. Thats why we go the extra mile working with you: advocating on your behalf, resolving issues, and working diligently to recover rightful payments eliminating much of the hassle so you can focus on patient care and recovery. 

We at Med-One Medical Billing would be honored to become your trusted billing partner. Please feel free to call us today at 480-620-8490 to discuss how we can meet your needs. If were unavailable, simply leave your name and telephone number we promise to return your call promptly. 

WE CARE ABOUT YOUR HEALTHCARE 

Sincerely, 

Sharon Noland 

CEO & Founder

dba: Med-One Medical Billing 

16197 W. Sierra Street 

Surprise, AZ 85379 

annmedone@aol.com 

Option 2: ACG Billing Services

Anne-Charlotte Guerrero
Medical Billing Specialist
Integrative Oncology
Cancer Center for Healing
Phone: (512) 222-3327
Email: healing@acgbillingservice.com

Hours of operation: M-F: 9:00am-4:00pm CT

With over a decade of specialized experience in medical billing and patient advocacy, I help oncology patients navigate the complexities of insurance reimbursement—particularly in integrative and out-of-network care settings. I am fluent in English and French, and conversational in Spanish, allowing me to support patients across diverse backgrounds. I use a specialized billing software to track all my patient’s claims accurately. 

I partner with patients to ensure insurance claims are accurately submitted, strategically coded, and vigorously followed through. Whether your treatment includes IV therapy, acupuncture, functional labs, or advanced integrative cancer protocols, I work to ensure that every eligible service is billed properly.

My services include:

I offer my services on a contingency basis, charging only a percentage of what I successfully collect from your insurance. A small one-time setup fee covers benefit review, document organization and claim preparation. Contact me today at (512) 222 3327 or email me at healing@acgbillingservice.com to ask me any questions you may have.

Let me take the stress out of the billing process so you can stay focused on your care and recovery!

Option 3: Abacus Life

Abacus Life
Abacus Life provides individuals with options to sell their life insurance policy. In exchange for transferring ownership, the insured receives a lump sum payment – often up to six to eight times the policy’s cash surrender value. This process, known as a viatical settlement, is designed for individuals diagnosed with a life-threatening illness. As a direct buyer, we have created a streamlined process so you can sell your policy and receive the needed funds as quickly as possible.

With over two decades of experience, Abacus will evaluate your specific situation with the highest level of professionalism and confidentiality, as well as with compassion and sensitivity to your situation.

Lee Berman
As your direct contact, I will work closely with you and your loved ones to help you understand and navigate the viatical settlement process. With 20 years of experience in this field, I am passionate about making financial options accessible and providing clear, compassionate support during your time of need. My goal is to empower you with the information and resources needed to make the best decision for your unique circumstances.

To find out what your policy is worth, and what options may be available to you, please reach out to me directly:

Health-Share Programs

Health-Share programs

Since the Affordable Care Act, there have been a lot of changes in the healthcare industry. As a result, many Christian organizations have looked for ways to give people control of their healthcare choices again. Several non-insurance health-share companies have developed to allow members to seek their desired care. If you’re already a health-share program member, please get in touch with them to discuss your coverage options.

Fundraising & Donations

Fundraising can be an excellent option for those who cannot cover the cost of their treatment out of pocket. Family, friends, and entire communities come together to support patients.

GoFundMe

Personal crowdfunding websites like GoFundMe are great tools for raising money. Several site users successfully fund medical expenses, from cancer treatments to heart transplants. If you need help funding medical costs for yourself or someone you care about, learn more about medical fundraising here

Life Credit Company

Life Credit Company (LCC) offers financial, medical support through an innovative program that allows Cancer Center For Healing patients diagnosed with cancer to qualify for a loan against their life insurance policy.

Here’s how it works:

Through LCC’s Living Benefit program, you can receive a cash advance of up to 50 percent of your life insurance policy’s death benefit while still preserving coverage for your family. This program assists with treatment expenses such as travel, co-pays, and out-of-network prescriptions. The funds may also be used to replace the lost income and to consolidate debt.

Program features:

  • Keep your policy. Retain part of your life insurance policy for your family’s protection.
  • No loan payments. You will never be required to make loan payments of any kind.
  • No more premiums. Life Credit will pay all of your life insurance policy’s future premiums.
  • Fast Approval. Loans are typically approved three days from receipt of the application.
  • No credit checks. You will never be declined due to poor credit or lack of income.

Life Credit Company works with all life insurance policies above $75,000 (including group and term). For more information on this program, please get in touch with Life Credit at 888-274-1777 or go to LifeCreditCompany.com

American Life Fund

To begin the viatical settlement process, contact American Life Fund today at (877) 421-0148 to speak with an American Life Fund Counselor. American Life Fund will then guide you through a pre-qualification process and ask you to fill out one easy form. After you have passed the pre-qualification process, we will review your medical records and life insurance policy in more depth. If the qualification needs are met, you will be given an offer for your policy.

If accepted, a sale/purchase agreement will be put together for you to review and sign. Your life insurance carrier will be instructed to make the necessary ownership changes to the policy. After the changes to the policy are confirmed, funds will be released to you.

Any individual with a chronic or life-threatening illness and an existing life insurance policy qualifies for a viatical settlement. The policy can be term, whole life, universal, group, or joint.

To learn more, visit https://www.americanlifefund.com/

Additional Financial Resources

Covering the cost of medical bills can be a stressful process. Here at Cancer Center For Healing, we are here to help make the financial portion of your medical care stress-free. Some of our patients have utilized financing and fundraising to assist with the cost of medical care.

  • GiveForward
  • Caring Bridge
  • YouCaring
  • Post Hope
  • Life Credit Company: Use any type of life insurance policy to access funds today to pay for your medical treatment. For more information visit us at www.lifecredit.com or call (888) 274-1777
  • Med Loan Financing: For more information, call (800) 555-8122
  • Beckstrand Cancer Foundation: For local Southern Californians they offer financial assistance.
  • American Cancer Society will donate miles, free flights, and follow-up visits to patients undergoing cancer treatment. For more information, call (800)227-2345 or visit https://www.cancer.org/
  • Non-Reimbursed Medical is a tax write off % of income
  • California has a Breast and Cervical Cancer Treatment program which provides assistance to low-income women
  • California has a Cancer Legal Resource Center that could offer assistance cancerlegalresourcecenter.org
  • Every state has a Breast and Cervical Cancer early detection program for uninsured and low-income patients. State-specific info can be found at the Center for Disease Control and Prevention cdc.gov/cancer/index.htm
  • California offers a Prostate Cancer treatment program that pays for care lasting up to a year. For more information, visit the California Department of Health Care Services dhcs.ca.gov
  • Many private organizations will pay for treatment, rent, etc. For example, cancersupportcommunitybenjamincenter.org
  • Check for organizations that specialize in your cancer such as The Leukemia and Lymphoma Cancer Society lls.org
  • Cancer financial Assistant Coalition cancerfac.org
  • California and other states offer temporary disability programs to offset the loss of income edd.ca.gov/disability
  • Social Security Disability Insurance and Supplemental Security Income are available at socialsecurity.gov
  • Californians can shop for an insurance policy starting at www.coveredca.com

Life Credit Company works with all life insurance policies above $75,000 (including group and term). For more information on this program, please get in touch with Life Credit at 888-274-1777 or go to LifeCreditCompany.com.

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